Advantages of Getting a Loan from the Bank for My Studies

　　助学贷款的优势

　　I am a college student from a farmer's family in a mountaineous area. A year ago, I was admitted to a famous university. Before entering the university, I was told that the necessary expenses during my four years' study would cost nearly fifty thousand yuan. My parents had collected all the money there was to collect, including the money borrowed from their relatives, but it was hardly enough to meet the needs. Then, good news came that I could resort to the bank for a loan. I thought it was a good idea and so I did it.

　　My decision was based on the following consider ations: First, with the loan I can pay the tuition and support my life on the campus.

　　Secondly, I don't have to depend on my parents who are always worrying about the enormous family expenditure.

　　Thirdly, I will always have the pressure upon me which forces me to study the hard way.

　　Fourthly, I have to live a very simple life and save every coin possible. To sooner liquidate the debt, I sometimes work as a home tutor, sometimes a door-to-door salesman, sometimes a restaurant waiter.

　　Fifthly, while doing part-time jobs, I have accumulated a lot of social experience, bitter sometimes, sweet occasionally, but happy all the time.

　　I think the above are the advantages the loan from the bank has brought to me. They are beneficial not only to my studies at the university but also to my future career, because I firmly believe in the saying "Harsh life produces a diligent and intelligent man."

　　作文结构分析：

　　·上大学需要费用

　　* 家庭困难

　　* 助学贷款好消息

　　·优点

　　* 付学费和生活费

　　* 不依赖父母

　　* 有压力感

　　* 生活俭朴, 勤工俭学

　　* 品尝社会百味

　　· 结论

　　* 艰苦的生活能培养出勤奋而有智慧的人

　　作文内容分析：

　　本文是一篇记叙文。作者以第一人称来写, 首先记叙希望助学贷款之由来, 主体部分列出了助学贷款之五大优点。最后一句引言“ 艰苦的生活能培养出勤奋而有智慧的人”结束全文。这类题目的写作必须整理出几条轻重相当的优点, 每条优点的表达意义要完整, 可用一句、两句或多句来写。本文较适合六级水平。

　　单词词组：

　　loan n. 贷款

　　mountaineous area 山区

　　be admitted to 被录取入

　　expense n. 费用

　　collect all the money there was to collect 收集所有能收集到的钱

　　resort to 求助于

　　tuition n. 学费

　　family expenditure 家庭开支

　　study the hard way 努力学习

　　liquidate the debt 偿清欠债

　　home tutor 家教

　　door- to-door salesman 上门推销员

　　accumulate v. 积累

　　social experience 社会经验

　　bitter sometimes, sweet occasionally, but happy all the time 时苦时甜, 但总是很快乐

　　beneficial a. 有利的

　　Harsh life produces a diligent and intelligent man. 艰苦的生活能培养出勤奋而有智慧的人