银行用语对一般考生来说，因为日常较少用到，所以也比较陌生，这使它成为听力考试中的一个难点。因此如果了解了一些常用的银行用语，如开户、活期/定期储蓄、利息、销户、兑换等，考到此类对话时一定能同其他人拉开差距。下面就是一些常用的银行用语：

　　How do we open a savings account?(储蓄帐户怎么开?)

　　I'd like to open a current account.(我想开一个活期存款户头。)

　　How much money do you want to deposit?(你将存多少钱?)

　　Here is your bankbook!(你的存折!)

　　Could you tell me my balance?(我还有多少余额?)

　　I want to close my account. (我要求取消帐户。)

　　This is a foreign exchange office.(这是外币兑换处。)

　　What's the rate of exchange between US dollar and RMB?(美圆和人民币的兑换率为多少?)

　　The interest rate is 4 percent.(利息为百分之四。)

　　What kind of currency do you want?(你需要什么币种?)

　　Ten yuan is the minimum original deposit.(存储最低限度为10圆。)

　　A: Welcome to our bank, Sir. Can I help you?

　　B: I'd like to open a current account.

　　A: How much money do you want to deposit?

　　B: What's the minimum original deposit?

　　A: Fifty RMB, Sir.

　　B: Ok, how about the interest?

　　A: 6 percent for current deposit.

　　B: Umm, I see, and I need to think about it...