2021年12月英语四级作文预测：大学生理财

　　作文要求

　　1. 大学生学会理财非常重要

　　2. 大学生如何理财

　　范文：How to Manage Money? 

　　 Living away from home is a personal and financial turning point for university students. But the feeling of freedom can quickly give way to anxiety. In order not to be daunted by the financial pressure, we need to know how to manage money. 

　　Here are some good tips for us to follow. To begin with, we must learn how to budget our money. It is advisable to seek help from money management software or keep accounts by ourselves. Account keeping is a helpful habit to get rid of irrational spending and consumerism. Moreover, smart spending can spare us money without sacrificing a smart life. We may try seasonal discount and only stick to basics instead of trendy fashion in clothing. As for books and stationery, we can buy them online. Besides, we could do some part-time jobs to earn pocket money.

　　In conclusion, “good planning and hard work lead to prosperity”. Just as the proverb says, sensible money management can guarantee a good education and a comfortable lifestyle. We all need to try our best to be an expert in managing our money.