Section B Conversation 1

　　Man: Lisa, why did you pay for you meal with cash instead of the payment apps on your phone?

　　Woman: Well, I’ve gone back to cash. I’m only using payment apps if that’s the only option. [8] I’m trying to save money for a new phone, and I find that using cash rather than payment apps helps me to save.

　　Man: But how? Money is money, isn’t it? I don’t think it matters whether you take it out to the bank and put it into wallet, or simply transfer from your bank account to the sellers’ bank account using an app.

　　Woman: No, I believe it does matter. It’s a psychological phenomenon. [9] I believe we have less connection with the value of our money, when we just tap the approve buttons on our phones.

　　Man: You might have a point, since I stop carrying cash around, and start to using my phone apps to pay, [10] I may have developed a tendency to buy more small or non-essential items.

　　Woman: That’s highly possible, think about the amount of time we spend with our phones in our hands, and all the things we do with our phones. It sometimes seems that our phone is buying the product for us, not ourselves.

　　Man: So, cash is the payment affects our ability to budget?

　　Woman: I believe so. If we spend a hundred Yuan in cash, we realize that we don’t have that hundred Yuan to spend on something else. But if we spend in electronically, we’re less likely to make that mental calculation.

　　Man: [11] I stopped using my credit card because I’m fond of spending excessively. Perhaps I should take the same approach of paying using my phone.

　　Woman: It’s worth considering.

　　第一篇长对话正符合当下电子支付热潮下的情境。对话中的男生对于女生为什么不用软件支付，而使用现金感到疑惑;女生说自己在存钱买新手机，而现金支付会帮助自己攒钱。男生表示钱就是钱，和支付方式有关吗?女生解释说这是一个心理上的因素，软件支付的方式会使得人们对于金钱的概念变弱。男生此时表示赞同，因为自己在使用软件支付之后经常会买一些无用的东西，或许应该考虑重新用现金支付了。

　　Q8: Why did the woman decide to go back to cash for payment?

　　答案：【B】She wanted to save for a new phone.

　　解析：第8题问的是女生重新使用电子支付的原因。其实就是对于整个对话的解释说明，因为长对话开头男生问的就是女生为什么不使用软件支付，女生解释因为自己想存钱买手机。

　　Q9: What happens when people use apps for payment according to the woman?

　　答案：【B】They are less aware of the value of their money.

　　解析：第9题也是类似于解释说明的题目，男生的疑问是攒钱和软件或现金支付有什么关联。女生再次进行了一个解释，I believe we have less connection with the value of our money，本道题是标准的半转换+半原词的考核方式，动词部分同义替换，名词短语出现的原词。

　　Q10: What might the man tend to buy with payment apps?

　　答案：【D】More non-essential things.

　　解析：第10题考察的是选项名词短语与原文的完整且一致，当男生理解女生所说的软件支付与现金支付的区别，表示自己在使用支付软件以后，buy more small or non-essential items, item的意思是物品，与选项中的things做替换。

　　Q11: What does the man think of electronic payment?

　　答案：【A】It may lead to excessive spending.

　　解析：长对话的开头和结尾都容易成为出题点，针对本道题所提到的现金和软件支付，在对话的结尾给出了一句结论。男生说自己停用信用卡because I’m fond of spending excessively，信用卡就是电子支付的一种类型，那么由此可推论出，电子支付会导致过度花销。