【试题】

　　Conversation One

　　Man: Lisa, why did you pay for you meal with cash instead of the payment apps on your phone?

　　Woman: Well, I’ve gone back to cash. I’m only using payment apps if that’s the only option. [8] I’m trying to save money for a new phone, and I find that using cash rather than payment apps helps me to save.

　　Man: But how? Money is money, isn’t it? I don’t think it matters whether you take it out to the bank and put it into wallet, or simply transfer from your bank account to the sellers’ bank account using an app.

　　Woman: No, I believe it does matter. It’s a psychological phenomenon. [9] I believe we have less connection with a value of our money, when we just tap the approve buttons on our phones.

　　Man: You might have a point, since I stop carrying cash around, and start to using my phone apps to pay, [10] I may have developed a tendency to buy more small or non-essential items.

　　Woman: That’s highly possible, think about the amount of time we spend with our phones in our hands, and all the things we do with our phones. It sometimes seems that our phone is buying the product for us, not ourselves.

　　Man: So, cash is the payment affects our ability to budget?

　　Woman: I believe so. If we spend a hundred Yuan in cash, we realize that we don’t have that hundred Yuan to spend on something else. But if we spend in electronically, we’re less likely to make that mental calculation.

　　Man: [11] I stopped using my credit card because I’m fond of spending excessively. Perhaps I should take the same approach of paying using my phone.

　　Woman: It’s worth considering.

　　Q8: Why did the woman decide to go back to cash for payment?

　　Q9: what happens when people use apps for payment according to the woman?

　　Q10: what might the man tend to buy with payment apps?

　　Q11: what does the man think of electronic payment?

　　【文章解析】

　　话题方面，本文是与支付方式相关的日常类对话，紧扣当下热点，是六级考查中最为常见的考查形式，原文难度适中，听出关键词方可定位选项。话题围绕“手机支付是否会导致大量花销”展开。题目方面，四道题都是细节题，但角度相对宏观。文章在开篇处、答语处、态度处以及因果处设题。词汇方面，文章没有专业术语，都是生活中常见的词汇。建议考生结合题目并注重把握信号词，正确率会更高。

　　【题目解析】

　　Question 8: 通过问题得知是问为什么女生决定用回现金支付，那么根据关键词“cash”定位至女生说的第一句话“ I am trying to save money for a new phone. And I find that using cash rather than payment apps helps me to save...”，即“我想攒钱买一部新手机，我发现用现金而不是支付软件能帮我省钱。” 因此表明了想攒钱买手机的选项C是正确答案。

　　Question 9: 通过问题得知是询问这位女士认为用软件移动支付后会发生什么。根据女生的态度“I believe....”可以定位至原文女生说的第二句话“I believe we have less connection with the value of our money when we just tapped the approve buttons on our phones. ”，即“我认为，当我们只是在手机上点击按确定按钮时，我们对金钱的价值就不那么在意了。”是正确答案。因此应该选择选项B.They are less aware of the value of their money.

　　Question 10: 通过问题可知是询问男生要用移动支付app购买什么。根据关键词“using phone apps to pay”可以定位至原文“ I may have developed a tendency to buy more small or non-essential items.”即“我可能已经养成了购买更多小物品或非必需品的习惯。”，因此可选出正确答案D. More non-essential things.

　　Question 11: 通过问题可知是询问男生认为电子支付怎么样。根据信号词because可定位至原文倒数第二次男生说的话“ I stopped using my credit card because I’m fond of spending excessively. Perhaps I should take the same approach of paying using my phone.”可知，男生将不再使用信用卡，因为他喜欢过度消费。也许他应该采取同样的方式来使用手机支付。潜在含义就是“手机支付会让人过度消费”，因此选择A选项。